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DSCR Calculator

Debt Service Coverage Ratio Analysis

DSCR Lending Guidelines
High Risk≤ 1.15
Likely loan decline
Marginal1.16 – 1.24
May need restructuring
Bankable≥ 1.25
Meets lender requirements
1Business Cash Flow
2Debt Assumptions
3DSCR Result
Complete Steps 1 & 2 to calculate your Debt Service Coverage Ratio
Business Cash Flow
STEP 1
$
$
Lendable Cash Flow
$0
Debt Assumptions
STEP 2
$
%
Annual Debt Service
$0
DSCR Result
RESULT
--
Debt Service Coverage Ratio
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