Business Cash Flow
$
$
Lendable Cash Flow
$0Free Deal Intelligence
DSCR & Debt Capacity Analyzer
Evaluate lendable cash flow, annual debt service, repayment coverage, and financing readiness before presenting a transaction to a lender.
Guided analyzer intake
Analysis not ready
Continue the questions and source-data entry before DSCR and Debt Capacity analysis can produce a formal result.
1. Identify the transaction
2. Enter source data
3. Review assumptions
4. Generate analysis
Provided
No transaction facts provided yet.
Missing - enter next
- - Annual SDE from financial statements
- - Proposed loan amount
- - Interest-rate assumption
Outputs unavailable: lendable cash flow, annual debt service, DSCR verdict. Missing source facts are not treated as zero-dollar results.
Source status: transaction facts are Provided or Missing; methodology fields are explicitly labeled Assumed and remain editable.
Public calculator results are estimates. Sign in and create or select a Deal Workspace before preserving a professional analysis.
Reporting basis
Annual inputs
Annual input mode. Enter the full 12-month amount. Acqyrly will use these figures without multiplying them by 12.
DSCR Lending Guidelines
High Risk≤ 1.15
Likely loan decline
Marginal1.16 – 1.24
May need restructuring
Bankable≥ 1.25
Meets lender requirements
1Business Cash Flow
2Debt Assumptions
3DSCR Result
Complete Steps 1 & 2 to calculate your Debt Service Coverage Ratio
STEP 1
Debt Assumptions
$
%
Annual Debt Service
$0Debt Capacity Result
--
Debt Service Coverage Ratio
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