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CRE Loan Sizer

Size commercial real estate loans based on NOI, DSCR, and LTV constraints

Property
$
$
Income
$
$
%
Expenses
$
$
$
%
%
Loan Terms
%
yrs
x
%
Max Loan Amount
$1,265,220
Constrained by DSCR
Net Operating Income
$140,248
DSCR
1.25x
LTV
63.3%

Income Statement

Gross Potential Income$252,000
Less: Vacancy (5%)($12,600)
Effective Gross Income$239,400
Less: Operating Expenses($99,152)
Net Operating Income$140,248

Loan Sizing

Max by DSCR (1.25x)
$1,265,220
Max by LTV (75%)
$1,500,000
Max Loan$1,265,220
Monthly Payment$9,350
Annual Debt Service$112,198

Investment Returns

Down Payment Required
$634,780
Cash Flow After Debt
$28,050
Cash-on-Cash Return
4.4%
Cap Rate
7.01%
Expense Ratio
41.4%

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